ME Workers Comp Programs

Save money with exclusive workers compensation programs for Maine employers.

Maine suffers from higher than normal rates on workers compensation insurance. Rates are 16 percent higher than the rest of the country ranking Maine the 13th most expensive state in the country to buy workers comp coverage. This makes it crucial for employers to take advantage of all the programs available to cut costs on their coverage.

One popular program we specialize in is Pay as You Go Workers' Compensation Coverage. Pay as You Go is popular with many business owner's who have irregular man hours throughout the year. This option allows you to pay your premiums monthly based on the payroll each month. This prevents over or underpaying based on faulty forecasting at the beginning of the term. This is just one of the many programs we have to help Maine employers take full advantage of their Workers Comp Policy.

Don't pay too much for your coverage. Let our experts search for the best coverage and lower prices. Call one of our specialists today at 888-611-7467.

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Target Programs for ME Workers Compensation

Buying Workers Comp Insurance in Maine

Alabama Owner and Officer Exclusions

Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.

Why Shop Alabama Workers Comp?

Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.

All companies who employ one or more full or part-time employees are required by law to purchase workers compensation insurance in the state of Maine.

Rates on Workers' Compensation Insurance in Maine are 16 percent more than the national average. This comes about because of a lack of competition in the marketplace. Maine does have a state fund administered by Maine Employers Mutual Insurance Company (MEMIC). This partnership does keep rates from being even higher, but until there is a wealth of providers actively quoting in the state it appears rates will remain high.

Get Work Comp Quotes
Or call us at 888-611-7467 to speak with a Workers Comp Specialists


We shop workers compensation with more than 35 insurance companies
Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?

Don't worry if you don't see your type of business or industry listed above. We write workers comp for lots of companies who are not on the list. Chances are we have the right products and carriers to fit your needs.
  • More than 35 companies quoting workers comp insurance.
  • Programs for standard businesses and tough class codes.
  • Start your quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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