Maine Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Save money with exclusive workers compensation programs for Maine employers.

Maine suffers from higher than normal rates on workers compensation insurance. Rates are 16 percent higher than the rest of the country ranking Maine the 13th most expensive state in the country to buy workers comp coverage. This makes it crucial for employers to take advantage of all the programs available to cut costs on their coverage.

One popular program we specialize in is Pay as You Go Workers' Compensation Coverage. Pay as You Go is popular with many business owner's who have irregular man hours throughout the year. This option allows you to pay your premiums monthly based on the payroll each month. This prevents over or underpaying based on faulty forecasting at the beginning of the term. This is just one of the many programs we have to help Maine employers take full advantage of their Workers Comp Policy.

Don't pay too much for your coverage. Let our experts search for the best coverage and lower prices. Call one of our specialists today at 888-611-7467.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for ME Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Maine Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.

We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers Comp Insurance in Maine

Who Needs Coverage in Maine?

All companies who employ one or more full or part-time employees are required by law to purchase workers compensation insurance in the state of Maine.

Rates on Workers' Compensation Insurance in Maine are 16 percent more than the national average. This comes about because of a lack of competition in the marketplace. Maine does have a state fund administered by Maine Employers Mutual Insurance Company (MEMIC). This partnership does keep rates from being even higher, but until there is a wealth of providers actively quoting in the state it appears rates will remain high.

Affordable workmans comp for business owners.


We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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