Maine Workers Comp Rates

Maine workers' compensation rates continue to increase in 2019.

In Maine, rates on Workers' Compensation Insurance are higher than the national average. Businesses on average pay 16 percent more for their Workers Comp Coverage in the state of Maine. This makes it crucially important that employers make sure they are taking advantage of every opportunity to save on their work comp coverage.

At Workers Compensation Shop.com, we offer coverage through more then 35 insurance companies who are actively quoting policies in Maine. This allows our agents to shop your businesses policy and get you the most complete coverage at the best rates in the industry. We also have flexible payment options that can help ease the burden on your business and allow you to spend more of your money on your business.

Call today for a quote at 888-611-7467.

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ME Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for Maine represent the current insurance rates effective 4/1/2019. Maine rates are set by Maine Bureau of Insurance and the Workers' Compensation Board. Insurance companies may be able to offer discounts and credits on policies. Not all employers will qualify for the lowest rates available or maximum policy credits. Let us shop for the best workers compensation rates available for your business.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $2.66 $4.79
0042 Landscaping Service $4.46 $8.03
0106 Tree Trimming- Pruning- Removal $14.28 $34.99
0917 Residential Cleaning Service- Housekeepers $4.03 $7.25
2121 Breweries- Craft Beers $1.07 $2.62
2143 Winery- Wine Makers $2.13 $5.22
2585 Carpet Cleaning $3.14 $7.69
2589 Dry Cleaning and Laundry Service $2.06 $5.05
3632 Machine Shop $2.50 $6.13
3724 Garage Door Installation $2.36 $5.78
3821 Salvage Yard-Automobile Recycling $4.63 $11.34
5022 Masonry Construction $6.61 $16.19
5102 Door and Window Installers $5.04 $12.35
5183 Plumbing Contractors $3.59 $8.80
5190 Electrical Work- Electrician $2.12 $3.82
5221 Concrete Work- Flat Work Cement $4.40 $7.92
5223 Pool Installation- Pool Maintenance $4.81 $8.66
5348 Ceramic, Tile and Stone Work $3.84 $6.91
5437 Trim- Finish Carpenters- Cabinets- Countertops $4.62 $8.32
5445 Drywall Contractors $8.16 $14.69
5474 Painting Contractor $4.65 $8.37
5478 Floor Installers- Wood-Carpet-Laminate $4.02 $7.24
5535 Metal Building Construction $5.17 $9.31
5537 HVAC- Heating and Cooling Service/Repair $3.45 $6.21
5537* Solar Energy Contractors- Installation $3.45 $6.21
5551 Roofing Contractors $9.75 $17.55
5606 Asphalt & Paving Work $0.92 $1.52
5645 Residential Construction- Home Builders- Remodelers- Siding $6.54 $11.77
6217 Excavation and Grading Work $5.17 $9.31
6400 Fence Installation & Repair $4.45 $8.01
7219 Trucking- Short Haul and Long Haul $6.75 $12.15
7225 Towing Company $6.12 $11.02
7230 Package and Parcel Delivery $6.21 $11.18
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle $3.17 $5.71
7605 Alarm Installation and Repair $1.51 $2.72
7720 Security Guards- Patrol Officers $1.94 $3.49
8006 Gas Stations- Convenient Stores $1.51 $2.72
8017 Retail Stores- Merchandise- Cannabis Dispensary $1.14 $2.72
8292 Warehousing and Storage Facility $2.89 $5.20
8380 Auto Service and Repair- Mechanic $2.79 $5.02
8393 Auto Body Repair $1.57 $2.83
8742 Sales Professional $0.27 $0.49
8810 Clerical- Office Employee $0.19 $0.34
8824 Retirement Living Centers- Congregate Communities $2.63 $4.73
8829 Nursing Homes and Assisted Living Facilities $2.25 $4.05
8831 Animal Shelters and Kennels- Veterinarian $1.03 $1.85
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.35 $0.63
8835 Home Healthcare Workers $2.18 $3.92
8842 Group Homes- Temporary Shelters- Disability Facility $2.26 $4.07
8864 Social Service Organizations- Counseling- Family Services $1.35 $2.43
8868 Religious Organization- Church- Temple $0.31 $0.56
8869 Child Care Center- Daycare Providers $0.91 $1.64
9012 Property Management- Leasing Agent $0.84 $1.51
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $2.49 $4.48
9015 Building Maintenance-Campgrounds-Camps-RV Parks $2.69 $4.84
9052 Hotels and Motels $1.63 $2.93
9060 Golf Courses and Country Clubs $1.12 $2.02
9063 Fitness Center- Health Clubs- YMCA Programs $0.80 $1.44
9082 Restaurants- Catering $1.17 $2.11
9083 Fast Food Restaurant- Concessions- Doughnut Shop $1.01 $1.82
9083* Mobile Food Truck- Food Cart- $1.01 $1.82
9084 Bars-Taverns-Nightclubs $1.12 $2.02
9102 Lawn Service and Maintenance $2.53 $4.55
9180 Shooting Range- Amusement Park $5.77 $10.39
9402 Septic Tank Cleaning- Portable Toilets $3.95 $7.11
9403 Refuse Collection- Garbage- Trash Service $5.91 $10.64
9516 Electrical Equipment Repair and Service $4.07 $7.33

State Fund coverage is managed by Maine Employers Mutual Insurance Company (MEMIC). Maine workers comp rates will vary by industry classification codes and insurance company underwriting standards. Employers' who have an Experience Modifier (EMOD) assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience.

State Resources for Maine

Maine Bureau of Insurance

Consumer Services Division
34 State House Station
Augusta, ME 04333-0034
800-300-5000
www.state.me.us/pfr/insurance/

Maine Workers' Comp Board

27 State House Station Map It
Augusta, ME 04333-0027
888-801-9087
www.maine.gov/wcb/

Maine is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in ME. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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