MO Workers Comp Programs
Save money with target workers compensation programs for Missouri employers.
Although we are a national agency with active policies across the country, Missouri is our home state and our agency is based out of Columbia, MO. Whether you're doing business in a rural area of Missouri, or you're business is located in a major city like St, Louis, Kansas City, or Springfield, we have the markets and programs to help you find the most affordable workers compensation coverage and easiest payment plans.
We offer access to over 35 insurance carriers with specialized programs designed to make sure you get the very best deal on workers compensation. Are target programs include discounts and premium credits for select industries and class codes.
Give us a call today at 888-611-7467 to see if your Missouri qualifies for better rates on coverage.
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Target Programs for MO Workers Compensation
Buying Workers Comp Insurance in Missouri
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Its a good idea for all Missouri employers to purchase workers compensation insurance because every business can be held liable for medical bills and lost wages for injured workers. Missouri law requires that all contractor operation buy workers comp even if they only have one employee. Other types of businesses are not legally required to purchase a policy until they have 5 or more employees.
Missouri workers' compensation rates have been slowly increasing over the past few years, but the average rates are still lower than about half of the other states in the US. There are hundreds of insurance companies licensed to sell coverage in Missouri and that makes for good competition within the state. Employers are advised to shop around with multiple carriers and agencies for the very best workers comp deal.
Get Work Comp Quotes
WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.