Missouri Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Save money with target workers compensation programs for Missouri employers.

Although we are a national agency with active policies across the country, Missouri is our home state and our agency is based out of Columbia, MO. Whether you're doing business in a rural area of Missouri, or you're business is located in a major city like St, Louis, Kansas City, or Springfield, we have the markets and programs to help you find the most affordable workers compensation coverage and easiest payment plans.

We offer access to over 35 insurance carriers with specialized programs designed to make sure you get the very best deal on workers compensation. Are target programs include discounts and premium credits for select industries and class codes.

Give us a call today at 888-611-7467 to see if your Missouri qualifies for better rates on coverage.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for MO Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Missouri Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.

We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers Comp Insurance in Missouri

Who Needs Coverage in Missouri?

Its a good idea for all Missouri employers to purchase workers compensation insurance because every business can be held liable for medical bills and lost wages for injured workers. Missouri law requires that all contractor operation buy workers comp even if they only have one employee. Other types of businesses are not legally required to purchase a policy until they have 5 or more employees.

Missouri workers' compensation rates have been slowly increasing over the past few years, but the average rates are still lower than about half of the other states in the US. There are hundreds of insurance companies licensed to sell coverage in Missouri and that makes for good competition within the state. Employers are advised to shop around with multiple carriers and agencies for the very best workers comp deal.

Affordable workmans comp for business owners.


We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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