NE Workers Comp Information
Find the latest news and information about Nebraska workers compensation insurance.
Many employers and small business owners are misinformed about Workers' Compensation Insurance. In all 50 states it is required by law, but most employers don't know exactly what Workers Comp covers.
We have broken down this process in to easy to understand informational topics specific to Nebraska employers. These topics cover what workers comp is, who it helps and how it protects your business. These topics help employers know what they are buying and how to get it at the best rates in the industry.
If you are ready for a quote feel free to contact a specialist at 888-611-7467. We want to be your source for workers compensation information, rates and quotes in Nebraska.
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About Workers Compensation in Nebraska
Nebraska Department of Insurance
941 O Street, Suite 400
Lincoln, NE 68508-3639
What is Workers Compensation?
One of the most important legal concepts with regard to workers' compensation insurance is that it is the 'exclusive remedy' for a workers compensation claim when an employee is injured on the job. This means that employers who purchase coverage can not be held liable for employee injuries in most states, except under narrow circumstances whereas the employer intended to cause injury to the employee or was willfully neglectful.
Nebraska Workers' Compensation Court
The mission of the Nebraska Workers' Compensation Court is to administer and enforce all provisions of the Nebraska Workers' Compensation Act, except those provisions that are committed to the courts of appellate jurisdiction or as otherwise provided by law. The Nebraska Workers' Compensation Court is composed of seven judges who are initially appointed by the governor. A judge is then subject to a retention vote by the electorate three years after his or her appointment and every six years thereafter.
How does workers comp help my business?
Your business benefits from workers' compensation coverage, by not being liable for injuries that occur as a part of normal business operations. This applies whether the injury was the fault of the business or was caused by negligent actions of the employee. You can move forward with your business operations knowing that if one of your employees is injured because of something that happens as a normal part of your business operations, your business is not liable for the costs.
Workers Compensation Class Codes
According to a recent report, 2 out of 5 employers are likely misclassified into an NCCI class code with higher rates than the correct code. One of the primary components of pricing workers' compensation insurance is classifying a risk or workplace exposure within the proper NCCI workers compensation class code. Incorrect risk classifications by insurance agents and/or underwriters often results in premium that is higher or lower than it should be. Sometimes payroll is reclassified at the time of audit.
How does workers comp help my employee?
Employees benefit from workers comp coverage by having lost wages covered while they are hurt or sick and not able to work. It also pays for medical costs they might incur as a result of the sickness or injury.
More Programs and Options
We're always working with our insurance carriers to develop specialized programs for a broad range of industry class codes. Our Target Programs are designed to streamline the underwriting process and help ensure we offer the lowest rates available anywhere.
- Home Healthcare
- Janitorial Services
- And More
Workers Compensation Help?
- What is Workers Compensation?
- The Basics of Workers Comp
- Workers Compensation Q and A?
- Insurance Laws for Work Comp
- Managing Policy Claims
- Getting Work Comp Benefits
- NCCI Classification Codes
- Experience Modifiers and Ratings
- State Fund Coverage
- Workers Compensation Forms
- Handling Workers Comp Audits
- Understanding an Employer Liability Policy
- Excluding Owners and Officers
- Other States Coverage
Nebraska Work Comp Information
Nebraska Insurance Plan
The Nebraska Workers Compensation Insurance Plan (NWCIP) exists for employers unable to find coverage from a voluntary market. Travelers administers this plan and rates are almost always higher than coverage from a private company. We help employers leave the NWCIP.
Let Workers Compensation Shop.com help your business navigate workers comp insurance in Nebraska.
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