Oregon Workers Comp Rates

Oregon workers' compensation rates continue to increase in 2019.

Rates on Workers' Compensation Insurance in the state of Oregon are very good. On average they are 26 percent lower than the national average. These rates have decreased by 10 percent since 2017. Even though employers enjoy healthy rates, many business owners are still not taking advantage of everything available to them to get the most out of their work comp policy.

We offer flexible payment options like Pay as You Go Workers Comp to help ease the burden of premiums and free up cash flow for more immediate expenses. Our agents specialize in workers comp and they know the best ways to get the absolute most out of your coverage.

Call today to speak with one of our knowledgeable agents at 888-611-7467 or you can start a free no-obligation quote online.

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OR Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for Oregon represent the lowest and highest insurance rates effective 1/1/2019. Oregon rates are set by the OR Workers' Compensation Division with oversight from the Department of Consumer and Business Services. Insurance companies doing business in the state may are permitted to offer premium discounts and scheduled credits up to 25% on all policies. We also offer Pay As You Go work comp coverage in Oregon. Not all employers will qualify for the lowest rates available or maximum policy credits. Compare your workers compensation with over 35 insurance carrier to ensure your get the best price on your policy.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $1.40 $2.96
0042 Landscaping Service $3.39 $7.16
0106 Tree Trimming- Pruning- Removal $6.73 $14.21
0917 Residential Cleaning Service- Housekeepers $3.11 $6.57
2121 Breweries- Craft Beers $1.05 $2.22
2143 Winery- Wine Makers $1.28 $2.70
2592 Dry Cleaning and Laundry Service $2.17 $4.58
3632 Machine Shop $1.59 $3.36
3724 Garage Door Installation $2.00 $4.21
3821 Salvage Yard- Automobile Recycling $2.89 $6.10
5022 Masonry Construction $3.81 $8.04
5102 Door and Window Installers $2.48 $5.24
5183 Plumbing Contractors $1.68 $3.54
5190 Electrical Work- Electrician $1.38 $2.92
5221 Concrete Work- Flat Work Cement $2.59 $5.46
5223 Pool Installation- Pool Maintenance $3.78 $7.98
5348 Ceramic, Tile and Stone Work $3.60 $7.61
5437 Trim- Finish Carpenters- Cabinets- Countertops $2.87 $6.07
5445 Drywall Contractors $5.57 $11.76
5474 Painting Contractor $4.39 $9.26
5478 Floor Installers- Wood-Carpet-Laminate $3.42 $7.23
5535 Metal Building Construction $3.16 $6.67
5537 HVAC- Heating and Cooling Service/Repair $2.22 $4.68
5537* Solar Energy Contractors- Installation $2.22 $4.68
5551 Roofing Contractors $8.38 $17.69
5606 Asphalt & Paving Work $0.46 $0.97
5645 Residential Construction- Home Builders- Remodelers- Siding $8.18 $17.29
6217 Excavation and Grading Work $2.49 $5.26
6400 Fence Installation & Repair $3.76 $7.93
7219 Trucking- Short Haul and Long Haul $4.79 $10.12
7225 Towing Company $4.71 $9.95
7230 Package and Parcel Delivery $10.23 $21.61
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle $3.43 $7.24
7605 Alarm Installation and Repair $1.64 $3.46
7720 Security Guards- Patrol Officers $1.76 $3.72
8006 Gas Stations- Convenient Stores $1.17 $2.47
8017 Retail Stores- Merchandise- Cannabis Dispensary $0.67 $1.42
8292 Warehousing and Storage Facility $2.26 $4.77
8380 Auto Service and Repair- Mechanic $1.66 $3.51
8393 Auto Body Repair $1.23 $2.60
8742 Sales Professional $0.13 $0.27
8810 Clerical- Office Employee $0.08 $0.17
8824 Retirement Living Centers- Congregate Communities $1.74 $3.67
8831 Animal Shelters and Kennels- Veterinarian $0.82 $1.73
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.18 $0.38
8835 Home Healthcare Workers $1.56 $3.29
8842 Group Homes- Temporary Shelters- Disability Facility $1.49 $3.15
8864 Social Service Organizations- Counseling- Family Services $1.27 $2.68
8868 Religious Organization- Church- Temple $0.25 $0.53
8869 Child Care Center- Daycare Providers $0.63 $1.33
9012 Property Management- Leasing Agent $0.35 $0.74
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $2.19 $4.63
9015 Building Maintenance- Campgrounds- Camps- RV Parks $1.91 $4.03
9052 Hotels and Motels $1.52 $3.21
9060 Golf Courses and Country Clubs $0.84 $1.77
9063 Fitness Center- Health Clubs- YMCA Programs $0.49 $1.03
9102 Lawn Service and Maintenance $1.99 $4.20
9180 Shooting Range- Amusement Park $4.85 $10.24
9402 Septic Tank Cleaning- Portable Toilets $3.33 $7.03
9403 Refuse Collection- Garbage- Trash Service $2.88 $5.50
9516 Electrical Equipment Repair and Service $2.08 $4.39

Oregon workers compensation rates vary by insurance company underwriting guidelines and work comp classification codes. Employers' who have an Experience Modifier assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. The State Fund in Oregon is SAIF Corporation. Employers who are unable to buy coverage from a private insurance carrier may purchase a policy from SAIF. Get quotes for Oregon or get help finding a multi-state policy for your business.

State Resources for Oregon

Oregon State Fund

SAIF Corporation
400 High St SE
Salem, OR 97312
800.285.8525
http://www.saif.com/

Oregon Department of Consumer and Business Services

Department of Consumer and Business Services
350 Winter St. NE, Rm. 27
PO Box 14480
Salem, OR 97309-0405
(503) 947-7810
http://www.wcd.oregon.gov/

Oregon is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in OR. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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