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Oregon Workers Comp Rates

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Oregon Workers Comp Rates

Oregon workers' compensation rates continue to increase in 2019.

Rates on Workers' Compensation Insurance in the state of Oregon are very good. On average they are 26 percent lower than the national average. These rates have decreased by 10 percent since 2017. Even though employers enjoy healthy rates, many business owners are still not taking advantage of everything available to them to get the most out of their work comp policy.

We offer flexible payment options like Pay as You Go Workers Comp to help ease the burden of premiums and free up cash flow for more immediate expenses. Our agents specialize in workers comp and they know the best ways to get the absolute most out of your coverage.

Call today to speak with one of our knowledgeable agents at 888-611-7467 or you can start a free no-obligation quote online.

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OR Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Oregon represent the lowest and highest insurance rates effective 1/1/2019. Oregon rates are set by the OR Workers' Compensation Division with oversight from the Department of Consumer and Business Services. Insurance companies doing business in the state may are permitted to offer premium discounts and scheduled credits up to 25% on all policies. We also offer Pay As You Go work comp coverage in Oregon. Not all employers will qualify for the lowest rates available or maximum policy credits. Compare your workers compensation with over 35 insurance carrier to ensure your get the best price on your policy.

Class Code

Low Rate High Rate

0035 Farm- Planting and Harvesting- Cannabis Growers

$1.40 $2.96

0042 Landscaping Service

$3.39 $7.16

0106 Tree Trimming- Pruning- Removal

$6.73 $14.21

0917 Residential Cleaning Service- Housekeepers

$3.11 $6.57

2121 Breweries- Craft Beers

$1.05 $2.22

2143 Winery- Wine Makers

$1.28 $2.70

2592 Dry Cleaning and Laundry Service

$2.17 $4.58

3632 Machine Shop

$1.59 $3.36

3724 Garage Door Installation

$2.00 $4.21

3821 Salvage Yard- Automobile Recycling

$2.89 $6.10

5022 Masonry Construction

$3.81 $8.04

5102 Door and Window Installers

$2.48 $5.24

5183 Plumbing Contractors

$1.68 $3.54

5190 Electrical Work- Electrician

$1.38 $2.92

5221 Concrete Work- Flat Work Cement

$2.59 $5.46

5223 Pool Installation- Pool Maintenance

$3.78 $7.98

5348 Ceramic, Tile and Stone Work

$3.60 $7.61

5437 Trim- Finish Carpenters- Cabinets- Countertops

$2.87 $6.07

5445 Drywall Contractors

$5.57 $11.76

5474 Painting Contractor

$4.39 $9.26

5478 Floor Installers- Wood-Carpet-Laminate

$3.42 $7.23

5535 Metal Building Construction

$3.16 $6.67

5537 HVAC- Heating and Cooling Service/Repair

$2.22 $4.68

5537* Solar Energy Contractors- Installation

$2.22 $4.68

5551 Roofing Contractors

$8.38 $17.69

5606 Asphalt & Paving Work

$0.46 $0.97

5645 Residential Construction- Home Builders- Remodelers- Siding

$8.18 $17.29

6217 Excavation and Grading Work

$2.49 $5.26

6400 Fence Installation & Repair

$3.76 $7.93

7219 Trucking- Short Haul and Long Haul

$4.79 $10.12

7225 Towing Company

$4.71 $9.95

7230 Package and Parcel Delivery

$10.23 $21.61

7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle

$3.43 $7.24

7605 Alarm Installation and Repair

$1.64 $3.46

7720 Security Guards- Patrol Officers

$1.76 $3.72

8006 Gas Stations- Convenient Stores

$1.17 $2.47

8017 Retail Stores- Merchandise- Cannabis Dispensary

$0.67 $1.42

8292 Warehousing and Storage Facility

$2.26 $4.77

8380 Auto Service and Repair- Mechanic

$1.66 $3.51

8393 Auto Body Repair

$1.23 $2.60

8742 Sales Professional

$0.13 $0.27

8810 Clerical- Office Employee

$0.08 $0.17

8824 Retirement Living Centers- Congregate Communities

$1.74 $3.67

8831 Animal Shelters and Kennels- Veterinarian

$0.82 $1.73

8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist

$0.18 $0.38

8835 Home Healthcare Workers

$1.56 $3.29

8842 Group Homes- Temporary Shelters- Disability Facility

$1.49 $3.15

8864 Social Service Organizations- Counseling- Family Services

$1.27 $2.68

8868 Religious Organization- Church- Temple

$0.25 $0.53

8869 Child Care Center- Daycare Providers

$0.63 $1.33

9012 Property Management- Leasing Agent

$0.35 $0.74

9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney

$2.19 $4.63

9015 Building Maintenance- Campgrounds- Camps- RV Parks

$1.91 $4.03

9052 Hotels and Motels

$1.52 $3.21

9060 Golf Courses and Country Clubs

$0.84 $1.77

9063 Fitness Center- Health Clubs- YMCA Programs

$0.49 $1.03

9102 Lawn Service and Maintenance

$1.99 $4.20

9180 Shooting Range- Amusement Park

$4.85 $10.24

9402 Septic Tank Cleaning- Portable Toilets

$3.33 $7.03

9403 Refuse Collection- Garbage- Trash Service

$2.88 $5.50

9516 Electrical Equipment Repair and Service

$2.08 $4.39

Oregon workers compensation rates vary by insurance company underwriting guidelines and work comp classification codes. Employers' who have an Experience Modifier assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. The State Fund in Oregon is SAIF Corporation. Employers who are unable to buy coverage from a private insurance carrier may purchase a policy from SAIF. Get quotes for Oregon or get help finding a multi-state policy for your business.

Oregon State Fund

SAIF Corporation is Oregon's not-for-profit, state-chartered workers' compensation insurance company. SAIF is the market leader, issuing almost half of the policies in the state of Oregon. It provides coverage to more than 600,000 workers. SAIF was created by the people of Oregon through the state legislature, "to make insurance available to as many Oregon employers as inexpensively as may be consistent with the overall integrity of the Industrial Accident Fund." Because of this public private partnership Oregon enjoys some of the lowest rates on workers compensation coverage in the country. The rates in Oregon are 26 percent lower than the national average.

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State Resources for Oregon

Oregon State Fund

SAIF Corporation
400 High St SE
Salem, OR 97312

Oregon Department of Consumer and Business Services

Department of Consumer and Business Services
350 Winter St. NE, Rm. 27
PO Box 14480
Salem, OR 97309-0405
(503) 947-7810

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Find Lower Workers Comp Rates

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Oregon is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in OR. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

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How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our OR carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

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No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
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Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

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Learn more about workers compensation insurance in Oregon Work Comp:   Oregon | OR Programs| OR Rates | OR Forms | OR Info | OR Quotes
Workers Compensation Agents Pay as You Go Work Comp.

We help Oregon employers find the best deals on their work comp coverage. We also offer flexible payment options because we know cash flow is important for many business owners. We've developed Pay as You Go Programs with most of our insurance partners to lower your up-front costs and offer real-time monthly reporting for your premium payment.

Give one of our Oregon workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Oregon Agency License: 819434
National Producer Number: 5064979

Contact a Oregon Workmans Comp Specialist