Workers Compensation

Oregon Workers Comp Rates

Hz Spacer for Workers Compnesation Shop

Save on Your Next OR Policy
Contact a Workers Compensation Specialist

Insurance States Workers Comp Programs Workers Comp Information Insurance Services Agents and Brokers About Us

Oregon Workers Comp Rates

Oregon workers' compensation rates continue to increase in 2018.

Rates on Workers' Compensation Insurance in the state of Oregon are very good. On average they are 26 percent lower than the national average. These rates have decreased by 10 percent since 2016. Even though employers enjoy such great rates many businesses are still not taking advantage of everything available to them to get the most out of their work comp policy.

We offer flexible payment options like Pay as You Go Workers Comp to help ease the burden of premiums and free up cash flow for more immediate expenses. Our agents specialize in workers comp and they know the best ways to get the absolute most out of your coverage.

Call today to speak with one of our knowledgeable agents at 888-611-7467 or you can start a free no-obligation quote online.

Get Workers Comp Insurance Quote
Obtain the best deal on workmans' compenation

Online Workers' Compensation Quotes  Secure • Fast • Easy

Getting workers comp has never been faster or easier.

Or Have an Agent Contact You:

Your Name:



Phone Number:




# Employees:

Zip Code:

  * Required

OR Workers Compensation Insurance Oregon Workers Compensation OR Workers Compensation Programs Oregon Work Comp Programs
Workers Compensation Forms OR Workers Comp Forms Workers Comp Information OR Workers Comp Information

Questions? Call 888-611-7467 Today for Help With OR Workers Compensation Rates

OR Rates for Select Work Comp Class Codes Workers Compensation Icon.

The workers' compensation rates listed below for Oregon represent the lowest and highest insurance rates effective 1/1/17. Oregon rates are set by the OR Workers' Compensation Division with oversight from the Department of Consumer and Business Services. Insurance companies doing business in the state may are permitted to offer premium discounts and scheduled credits up to 25% on all policies. We also offer Pay As You Go coverage in Oregon. Not all employers will qualify for the lowest rates available or maximum policy credits.

Class Code

Low Rate High Rate

0042 Landscaping

$4.34 $8.74

3632 Machine Shop

$2.01 $4.05

3724 Garage Door Installation

$2.70 $5.46

3821 Salvage Yard

$3.69 $7.44

5022 Masonry

$5.18 $10.46

5183 Plumbing

$1.92 $3.87

5190 Electrical

$1.73 $3.50

5221 Concrete Construction

$3.81 $7.69

5348 Ceramic, Tile, and Stone Work

$5.57 $11.23

5437 Carpentry/Trim

$4.23 $8.54

5474 Painting

$4.77 $9.63

5478 Flooring

$4.36 $8.78

5537 Heating and Cooling Service and Repair

$3.08 $6.21

5645 Carpentry Noc Res Construction

$12.14 $24.48

7605 Burglary and Fire Alarm Systems

$2.20 $4.45

8006 Gas Station

$1.47 $2.96

8017 Retail Store

$0.83 $1.67

8380 Auto Shop

$2.42 $4.88

8742 Outside Sales

$0.18 $0.36

8810 Clerical

$0.10 $0.20

8832 Doctors Office

$0.28 $0.56

8835 Home Health Care

$2.32 $4.68

9012 Building Operations by Owner

$0.28 $0.56

9014 Janitorial

$2.94 $5.93

9015 Building Operations by Contractor

$2.18 $4.40

9052 Hotel Employees

$1.88 $3.79

9102 Lawn Care

$2.54 $5.12

9516 Electrical Equipment Service & Repair

$3.33 $6.72

Oregon workers compensation rates vary by insurance company underwriting guidelines and work comp classification codes. Employers' who have an Experience Modifier assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. The State Fund in Oregon is SAIF Corporation. Employers who are unable to buy coverage from a private insurance carrier may purchase a policy from SAIF.

Oregon State Fund

SAIF Corporation is Oregon's not-for-profit, state-chartered workers' compensation insurance company. SAIF is the market leader, issuing almost half of the policies in the state of Oregon. It provides coverage to more than 600,000 workers. SAIF was created by the people of Oregon through the state legislature, "to make insurance available to as many Oregon employers as inexpensively as may be consistent with the overall integrity of the Industrial Accident Fund." Because of this public private partnership Oregon enjoys some of the lowest rates on workers compensation coverage in the country. The rates in Oregon are 26 percent lower than the national average.

Hz Spacer for Workers Compnesation Shop

State Resources for Oregon

Oregon State Fund

SAIF Corporation
400 High St SE
Salem, OR 97312

Oregon Department of Consumer and Business Services

Department of Consumer and Business Services
350 Winter St. NE, Rm. 27
PO Box 14480
Salem, OR 97309-0405
(503) 947-7810

Hz Spacer for Workers Compnesation Shop

Oregon is under the Jurisdiction of the National Council for Compensation Insurance (NCCI) and contracts with Travelers as the state fund carrier.

Our agency can help employers find guaranteed state fund coverage in OR. If we can't find coverage with a private insurance provider we can help buy a state fund policy.

Hz Spacer for Workers Compnesation Shop

Obtain Better Workers Compensation Insurance Quotes


How to get the lowest rates on workers comp insurance.


We've developed exclusive relationships with our insurance companies to turn-around accurate and bindable workers comp quotes in no time at all.

Workers comp insurance rates   Start your quote online or call us at 888-611-7467

Workers comp insurance rates   We will shop your policy with our OR carriers.

Workers comp insurance rates   You get the very best prices on workers comp.

Get Oregon Workers Compensation Quotes

  work comp shop vertical line  
No Money Down Workmans Comp Workers Comp Payments
$0 Money Down Better Payment Options

We're a national leader in Pay As You Go Workers Compensation. We've developed low price programs to help reduce or eliminate down payments and allow employers to report and pay premium based on their actual wages.

We've negotiated the best deals with many of our insurance companies in order to offer more flexible payment options like 12 equal installment plans and monthly reporting to help improve cash flow for business owners.

Workers Compensation Class Codes
work comp shop vertical line Buy Workers Comp Fast
Tough Class Codes Faster Insurance Quotes

We offer an affordable quote for some of the toughest NCCI class codes and higher experience modifiers because we've partnered with national carriers who specialize in high hazard industries.

Our carriers and underwriters understand that we need to turn wc quotes quickly so our customers can buy coverage when they need it. We often turn quotes in less than 24 hours.

Independent National Agency

You Need an Independent Insurance Agency

Workers Comp Insurance Quote Form

Learn more about workers compensation insurance in Oregon Work Comp:   Oregon | OR Programs| OR Rates | OR Forms | OR Info | OR Quotes
Workers Compensation Agents Pay as You Go Work Comp.

We help Oregon employers find the best deals on their work comp coverage. We also offer flexible payment options because we know cash flow is important for many business owners. We've developed Pay as You Go Programs with most of our insurance partners to lower your up-front costs and offer real-time monthly reporting for your premium payment.

Give one of our Oregon workers compensation specialists a call today at 888-611-7467 to see if your business qualifies for lower workers compensation insurance rates.

Oregon Agency License: 819434
National Producer Number: 5064979

Contact a Oregon Workmans Comp Specialist