SC Workers Comp Information

View the most recent information about South Carolina workers comp insurance coverage.

A lot of employers are misinformed about Workers Compensation Insurance. In South Carolina it is required for most employers, but many don't know what exactly it covers and how to use it when an incident occurs. At Workers Compensation we have broken this information down in to several topics in an attempt to make easier for you the business owner to know what Workers Comp is and how it benefits your business.

Rates on workers compensation coverage in South Carolina are fairly high compared to national averages. This makes it ever more important to be informed and to shop your policy around. Our agents specialize in Workers' Compensation Insurance and we work with more than a dozen carriers. Because of these two factors we are confident we can find you the best rates in the industry.

When you are ready you can start a quote online or if you have a moment now give one of our knowledgeable and friendly agents a call at 888-611-7467.

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About Workers Compensation in South Carolina

South Carolina Workers' Compensation Commission

PO Box 1715
1612 Marion Street
Columbia, SC 29202-1715

What is Workers' Compensation?

The basic purpose of the Workers’ Compensation is to provide wage replacement benefits and medical treatment for employees who have been injured or become ill due to a work-related injury or illness. It prevents the employer from bearing the costs of injuries that occur during normal business operations.

South Carolina Work Comp Commission

The South Carolina Workers Compensation Uninsured Employer's Fund was established to ensure payment of benefits to uninsured employees. SC has paid out tens millions of dollars for uninsured claims since 2008. As a result, the state is making greater efforts to enforce coverage.

How does workers comp help my employee?

Employees benefit from workers comp coverage by having lost wages covered while they are hurt or sick and not able to work. It also pays for medical costs they might incur as a result of the sickness or injury.

South Carolina No-fault system

South Carolina provides a no-fault workers comp system designed to limit employers liability to benefits provided by the SC Workers Compensation Act. Coverage in SC is the exclusive remedy for on-the-job injuries in South Carolina.

How does workers comp help my business?

Your business benefits from workers comp coverage by not being liable for injuries that occur as a part of normal business operations. This applies whether the injury was the fault of the business or was caused by negligent actions of the employee.

More Programs and Options

We're always working with our insurance carriers to develop specialized programs for a broad range of industry class codes. Our Target Programs are designed to streamline the underwriting process and help ensure we offer the lowest rates available anywhere.

  • Contractors
  • Home Healthcare
  • Janitorial Services
  • Transportation
  • Hospitality
  • And More
South Carolina Work Comp Information

Subcontractor Liability in SC

Business owners or principal contractors on a job are ultimately liable to pay workers' compensation benefits to any sub contractors injured on a job who do not have workers compensation coverage. They are treated the same as an employee in South Carolina.

Let Workers Compensation help your business navigate workers comp insurance in South Carolina.


We take the time to make sure your business and employees are classified correctly and then we get to work finding the lowest rates available for your insurance coverage.
  • National workers comp Specialists
  • Licensed throughout the United States
  • Programs for standard and tough class codes
Once we've got your best quotes back from our carriers, we take the time to help you understand your options and the next steps to get covered quickly.
  • Pay As You Go insurance coverage
  • Easy billing and installment plans
  • We've helped over 35,000 business owners
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.
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