South Carolina Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Save money with special workers compensation programs for South Carolina employers.

In South Carolina we offer workers' compensation insurance through more than 20 providers. Most agencies only partner with a select few providers. Because we are a nationwide insurance agency, we use this many providers to help find your business the best coverage at cheap prices. Through this network of providers we have designed several unique programs for dozens of industries.

Some industries we specialize in include construction, restaurants and home health care to name just a few. One program we offer to help with your Workers Compensation Coverage is Pay As You Go workers comp coverage. Pay as You Go is a great option for many business to free up cash-flow. For businesses who have a difficult time anticipating payroll throughout the entire year, this option gives you the flexibility to pay your workers comp based on your payroll each month. This prevents your business from both under and over-paying on your premiums.

We have helped customers in Greenville, Charleston, Columbia and the rural low-country find the right coverage for their workers comp needs.

Start a quote online or call 888-611-7467 to speak with one of our exceptional agents.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for SC Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

South Carolina Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Comp Insurance in South Carolina

Who Needs Coverage in South Carolina?

Workers Compensation Coverage is required in South Carolina for businesses employing more than 4 full or part-time employees.

Rates on workers compensation insurance in South Carolina are slightly higher than the national average. The SC workers comp market is fairly competitive and pricing can vary dramatically between insurance companies. It is critically importnatn for employers to shop their policies with as many carriers as possible.

The South Carolina Workers Compensation Uninsured Employer's Fund was established to ensure payment of benefits to uninsured employees. SC has paid out tens millions of dollars for uninsured claims since 2008. s a result, the state is making greater efforts to enforce coverage.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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