TX Workers Comp Programs
Save money with target workers compensation programs for Texas employers.
We've got tons of insurance companies offering workers comp coverage in Texas. We offer quick and easy programs for a wide range of class codes including hotels, restaurants, contractors, auto repair, home health care and more.
Whether you're looking for Pay as You Go coverage to improve cash flow for your business, or you want a simple direct bill program with the lowest rates. Give us a call to see if we can help your business save money on coverage.
Call 888-611-7467 today or start a quote online. We already have hundreds of customers in Houston, Dallas, Austin, and Fort Worth.
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Target Programs for TX Workers Compensation
Buying Workers Comp Insurance in Texas
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Texas is the only state in the country where workers' compensation coverage is voluntary. However, many businesses require that their sub-contractors purchase workers compensation coverage in Texas.
Companies who do not provide workers comp coverage may be liable for medical bills and lost wages when an employee is injured on the job.
The Texas market is very competitive for workers compensation coverage. Premium rates are well below the national average with the national median rates around 87% for 2014. Rates vary considerably between insurance companies. Employers are advised to shop their workers comp coverage with multiple carriers or to shop with an independent agency like Workers Compensation Shop to ensure they find a carrier with the best price for their classification codes.
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WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.