Texas Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Save money with target workers compensation programs for Texas employers.

We've got tons of insurance companies offering workers comp coverage in Texas. We offer quick and easy programs for a wide range of class codes including hotels, restaurants, contractors, auto repair, home health care and more.

Whether you're looking for Pay as You Go coverage to improve cash flow for your business, or you want a simple direct bill program with the lowest rates. Give us a call to see if we can help your business save money on coverage.

Call 888-611-7467 today or start a quote online. We already have hundreds of customers in Houston, Dallas, Austin, and Fort Worth.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for TX Workers Compensation

Don't see your business or industry? Don't worry, we've still got you covered.

Texas Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Compensation Insurance in Texas

Who Needs Coverage in Texas?

Texas is the only state in the country where workers' compensation coverage is voluntary. However, many businesses require that their sub-contractors purchase workers compensation coverage in Texas.

Companies who do not provide workers comp coverage may be liable for medical bills and lost wages when an employee is injured on the job.

The Texas market is very competitive for workers compensation coverage. Premium rates are well below the national average with the national median rates around 87% for 2014. Rates vary considerably between insurance companies. Employers are advised to shop their workers comp coverage with multiple carriers or to shop with an independent agency like Workers Compensation Shop to ensure they find a carrier with the best price for their classification codes.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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