Virginia Workers Comp Rates

Virginia workers' compensation rates continue to increase in 2019.

Virginia is a great state to do business in because it boasts some of the lowest workers' compensation rates in the country. Currently, VA is recognized as the 3rd most affordable state for work comp coverage on average. Rates are almost 32% below the national average offering a competitive advantage to employers.

Our agency has contracts with over 35 regional and national insurance companies writing workers compensation insurance in Virginia. We have customers in cities such as Arlington, Hampton, and Norfolk. The industries we serve range across all spectrums including everything from white collar offices to home health care, auto repair, and construction risks.

Call us today to see if you qualify for lower worker comp rates in VA.

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VA Rates for Select Work Comp Class Codes

The workers' compensation rates listed for Vermont represent the current insurance rates for 2019. Vermont rates are determined by the Virginia Workers' Compensation Commission and the Bureau of Insurance. Insurance companies are allowed to offer discounts and policy credits up to 25% on coverage. We offer Pay As You Go coverage in Vermont. Not all employers will qualify for the lowest rates available or maximum policy credits. Our agency helps VT employers buy workers compensation coverage at the lowest rates available.

Class Code Low Rate High Rate
0035 Farm- Planting and Harvesting- Cannabis Growers $2.14 $3.02
0042 Landscaping Service $4.10 $5.80
0106 Tree Trimming- Pruning- Removal $7.75 $10.94
0917 Residential Cleaning Service- Housekeepers $3.05 $4.31
2121 Breweries- Craft Beers $0.72 $1.02
2143 Winery- Wine Makers $1.92 $2.71
2585 Carpet Cleaning $2.74 $3.87
2589 Dry Cleaning and Laundry Service $1.41 $1.99
3632 Machine Shop $1.97 $2.78
3724 Garage Door Installation $2.77 $3.91
3821 Garage Door Installation $4.36 $6.16
5022 Masonry Construction $5.32 $7.51
5102 Door and Window Installers $4.51 $6.38
5183 Plumbing Contractors $2.85 $4.02
5190 Electrical Work- Electrician $2.01 $2.84
5221 Concrete Work- Flat Work Cement $3.53 $4.98
5223 Pool Installation- Pool Maintenance $5.23 $7.38
5348 Ceramic, Tile and Stone Work $3.17 $4.48
5437 Trim- Finish Carpenters- Cabinets- Countertops $4.49 $6.35
5445 Drywall Contractors $4.49 $6.35
5474 Painting Contractor $4.52 $6.39
5478 Floor Installers- Wood-Carpet-Laminate $3.53 $4.98
5535 Metal Building Construction $4.65 $6.58
5537 HVAC- Heating and Cooling Service/Repair $3.20 $4.52
5537* Solar Energy Contractors- Installation $3.20 $4.52
5551 Roofing Contractors $12.01 $16.96
5606 Asphalt & Paving Work $1.02 $1.44
5645 Residential Construction- Home Builders- Remodelers- Siding $9.30 $13.13
6217 Excavation and Grading Work $3.93 $5.56
6400 Fence Installation & Repair $5.13 $7.24
7225 Towing Company $5.32 $7.51
7228 Trucking- Short Haul $5.32 $7.51
7230 Package and Parcel Delivery $8.36 $11.80
7370 Non-Emergency Medical Transportation- Taxi- Limousine- Airport Shuttle $4.22 $5.96
7605 Alarm Installation and Repair $1.55 $2.19
7720 Security Guards- Patrol Officers $1.66 $2.34
8006 Gas Stations- Convenient Stores $1.53 $2.16
8017 Retail Stores- Merchandise- Cannabis Dispensary $1.02 $1.44
8292 Warehousing and Storage Facility $2.16 $3.05
8380 Auto Service and Repair- Mechanic $2.26 $3.19
8393 Auto Body Repair $0.91 $1.28
8742 Sales Professional $0.18 $0.25
8810 Clerical- Office Employee $0.08 $0.11
8824 Retirement Living Centers- Congregate Communities $1.96 $2.77
8829 Nursing Homes and Assisted Living Facilities $1.67 $2.36
8831 Animal Shelters and Kennels- Veterinarian $1.21 $1.71
8832 Medical Office- Doctor- Dentist- Chiropractor, Optometrist $0.22 $0.31
8835 Home Healthcare Workers $1.71 $2.41
8868 Religious Organization- Church- Temple $0.23 $0.32
8869 Child Care Center- Daycare Providers $0.95 $1.34
9012 Property Management- Leasing Agent $0.66 $0.93
9014 Janitorial Service Contractors- Pest Control- Exterminating- Chimney $1.98 $2.80
9015 Building Maintenance-Campgrounds-Camps-RV Parks $1.58 $2.23
9052 Hotels and Motels $1.42 $2.01
9060 Golf Courses and Country Clubs $1.22 $1.72
9063 Fitness Center- Health Clubs- YMCA Programs $0.71 $1.00
9082 Restaurants- Catering $1.01 $1.43
9083 Fast Food Restaurant- Concessions- Doughnut Shop $0.98 $1.38
9083* Mobile Food Truck- Food Cart- $0.98 $1.38
9084 Bars-Taverns-Nightclubs $1.27 $1.79
9102 Lawn Service and Maintenance $2.25 $3.18
9180 Shooting Range- Amusement Park $4.29 $6.06
9402 Septic Tank Cleaning- Portable Toilets $4.44 $6.27
9403 Refuse Collection- Garbage- Trash Service $5.56 $7.85
9516 Electrical Equipment Repair and Service $2.64 $3.73

Vermont workers' compensation rates vary by industrial NCCI classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Rate assigned to their business may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation losses. There is no State Fund in Vermont and all assigned risk policies are managed by NCCI. Start a quote or find coverage across state lines.

State Resources for Virginia

Virginia Workers' Compensation Commission

1000 DMV Drive
Richmond, Virginia 23220
Virginia Workers' Comp Commission

VA Bureau of Insurance (BOI)

Tyler Building
1300 E Main Street
Richmond, VA 23218
State Corporation Commission

Virginia is under the Jurisdiction of the National Council for Compensation Insurance (NCCI). NCCI also administers that Assigned Risk plan and places all State Fund workers comp in Virginia.

Our agency can help employers find guaranteed state fund coverage in VA. If we can't find better coverage with a private insurance provider, we can help purchase a state fund policy.

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