WA Workers Comp Programs
Qualify for one of our programs available outside of Washington.
Washington Department of Labor and Industries is a monopolistic state fund with a state controlled workers' compensation program. The state does not allow private insurance companies to offer coverage in this state and, therefore, we do not currently offer any programs at the current time.
Our agency does work with Washington employers in order to help them buy workers compensation insurance in other states throughout the country. Contact one of our National Specialists today for more information on out-of state insurance coverage.
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Target Programs for National Workers' Comp
Buying Workers Comp Insurance in Washington
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Any person or business who employs another person in the state of Washington is required to obtain workers comp insurance. There are several exceptions for owners, minors, and special occupations listed on our state information page. Companies with over $25 million in assets may qualify to self-insure their workers compensation.
In most states, the state fund is considered the insurance carrier of last resort because they typically have the highest rates and are designed for employers who can't find private coverage due to their industry or their prior claims history. In Washington, all employers are required to purchase their coverage exclusively through the state fund. The Washington state fund is operated by the Department of Labor and Industries.
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- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.