Out of State Workers' Compensation Programs

Find More Savings With One of Our Select Workers' Comp Packages.

Qualify for one of our programs available outside of Washington.

Washington Department of Labor and Industries is a monopolistic state fund with a state controlled workers' compensation program.  The state does not allow private insurance companies to offer coverage in this state and, therefore, we do not currently offer any programs at the current time.

Our agency does work with Washington employers in order to help them buy workers compensation insurance in other states throughout the country.  Contact one of our National Specialists today for more information on out-of state insurance coverage.

See out top insurance programs by industry below.

Our programs target businesses where we have the best opportunity to provide maximum savings. Often times, we've worked out special considerations for underwriting and pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Programs for National Workers' Comp

Don't see your business or industry? Don't worry, we've still got you covered.

Washington Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.


We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Comp Insurance in Washington

Who Needs Coverage in Washington?

Any person or business who employs another person in the state of Washington is required to obtain workers comp insurance. There are several exceptions for owners, minors, and special occupations listed on our state information page. Companies with over $25 million in assets may qualify to self-insure their workers compensation.

In most states, the state fund is considered the insurance carrier of last resort because they typically have the highest rates and are designed for employers who can't find private coverage due to their industry or their prior claims history. In Washington, all employers are required to purchase their coverage exclusively through the state fund. The Washington state fund is operated by the Department of Labor and Industries.

Affordable workmans comp for business owners.

WHAT IF MY INDUSTRY IS NOT LISTED AS A TARGET?

We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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