WY Workers Comp Programs
Qualify for a workers compensation program outside of Wyoming.
Since Wyoming is a monopolistic state that requires all employers to buy their workers' comp through Employer Services at the Department of Workforce Services, we are not able to offer in program within the state of Wyoming. Out of state employers doing business in Wyoming may also be required to obtain coverage from the state fund.
If you are a Wyoming business that hires employees from other states, or you send your Wyoming employees to work in another state, you may be required to obtain coverage in another state and/or report your work to Employer Services.
Our agency helps employers purchase other state workers compensation or multi-state insurance coverage throughout the U.S. Call for a quote today.
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Programs for Other States Workers Comp
Getting Workers Comp Insurance in Wyoming
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
There are no numerical exceptions for workers compensation insurance for employees in Wyoming. However, the state does have exceptions for owners and family members as well as individuals not deemed employees. Wyoming defines an employee as any person engaged in any hazardous employment under any appointment, contract of hire, apprenticeship, agreement, etc. A list of individuals who are not considered employees is listed on our WY Information page.
The Wyoming market is monopolistic so their is no competition based on rates or service in the state. All workers compensation polices are underwritten by the Department of Workforce Service, who serves as the state fund and only viable carrier in Wyoming. State statutes are complicated and indicates that coverage is mandatory for extra-hazardous companies and elective for another occupations.
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