NC Workers Comp Programs
Save money with target workers compensation programs for North Carolina employers.
When it comes to fast and affordable workers compensation insurance in North Carolina, nobody has you covered like Workers Compensation Shop.com. We're a national agency with more insurance company appointments than most local and regional agencies. We offer easy options like direct bill payments and Pay As You Go Workers' Comp so you get the coverage you need, the way you want it.
We already have tons of small and large business customers throughout North Carolina, including Charlotte, Raleigh, Durham, Fayetteville, and Wilmington. Find out if your industry qualifies for one of our turn-key workers compensation programs available in the state. Start your insurance quote online or give one of our workers compensation Specialists a call today at 888-611-7467.
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Target Workers Compensation Programs in NC
Buying Workers Comp Insurance in North Carolina
Alabama Owner and Officer Exclusions
Alabama currently allows LLC owners, corporate officers, sole-proprietors, and partners to exclude themselves from workers compensation coverage. Owners may elect annually to be exempt from insurance coverage by filing a written certification of their election with the department and the insurance carrier providing coverage.
Why Shop Alabama Workers Comp?
Alabama's workers' compensation rates have been decreasing for the past few years. However, many insurance companies don't offer maximum discounts to employers who continue to renew coverage year-after-year. The reason is that insurance carriers are always interested in maximizing their own revenue. It's often helpful to shop you coverage when rates are decreasing to ensure your business is getting the very best price on coverage.
Most business owners with employees should consider purchasing workers comp coverage in North Carolina. North Carolina law does not require employers to carry coverage unless the have 3 or more employees. However, employers in NC who don't have coverage in place may be held liable for all medical bills and some lost wages related to a work-related injury. Employees should consider the risks associated with having an injured worker.
North Carolina is considered a good state for workers compensation. There are over 400 insurance companies licensed to sell workers comp coverage in the state. Rates are near the middle of the national average and North Carolina ranks 27th with regard to the national median for average workers comp rates.
Insurance carriers are permitted to give policy credits up to 25% in North Carolina. While many agencies don't negotiate underwriting credits for their customers, our Specialists search our carrier database for the best rates and most credits for every workers compensation class code we shop.
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WHAT IF MY INDUSTRY
IS NOT LISTED AS A TARGET?
- More than 35 companies quoting workers comp insurance.
- Programs for standard businesses and tough class codes.
- Start your quote online or call us at 888-611-7467.