North Carolina Workers' Compensation Programs

Find Better Coverage With One of Our Select Workers' Comp Solutions.

Save money with target workers compensation programs for North Carolina employers.

When it comes to fast and affordable workers compensation insurance in North Carolina, nobody has you covered like Workers Compensation We're a national agency with more insurance company appointments than most local and regional agencies. We offer easy options like direct bill payments and Pay As You Go Workers' Comp so you get the coverage you need, the way you want it.

We already have tons of small and large business customers throughout North Carolina, including Charlotte, Raleigh, Durham, Fayetteville, and Wilmington. Find out if your industry qualifies for one of our turn-key workers compensation programs available in the state. Start your insurance quote online or give one of our workers compensation Specialists a call today at 888-611-7467.

In most states, We generally target businesses where we have the best opportunity to provide the most savings. Often times, we've worked out special considerations for underwriting and/or pricing with some of our insurance partners. More policy discounts and credits may be applied.

Target Workers Compensation Programs in NC

Don't see your business or industry? Don't worry, we've still got you covered.

North Carolina Workers Comp
Pay As You Go

Improve Cash Flow- Pay As You Go

Our Pay As You Go workers' compensation insurance plans make it more affordable to buy workers' compensation insurance with little to no money required to start coverage. These plans also help reduce the risk of having a big audit bill at the end of the year because the premium you pay is based on your actual, real-time payroll.

We offer Pay As You Go workers comp from dozens of top-rated insurance companies. We can manage the reporting process directly, set your business up to report and pay the carriers, or work with your payroll provider to collect and pay your premium each pay period or monthly.

Buying Workers' Comp Insurance in North Carolina

Who Needs Coverage in North Carolina?

Most business owners with employees should consider purchasing workers comp coverage in North Carolina. North Carolina law does not require employers to carry coverage unless the have 3 or more employees. However, employers in NC who don't have coverage in place may be held liable for all medical bills and some lost wages related to a work-related injury. Employees should consider the risks associated with having an injured worker.

North Carolina is considered a good state for workers compensation. There are over 400 insurance companies licensed to sell workers comp coverage in the state. Rates are near the middle of the national average and North Carolina ranks 27th with regard to the national median for average workers comp rates.

Insurance carriers are permitted to give policy credits up to 25% in North Carolina. While many agencies don't negotiate underwriting credits for their customers, our Specialists search our carrier database for the best rates and most credits for every workers compensation class code we shop.

Affordable workmans comp for business owners.


We've got you covered. We write workers' compensation insurance for lots of business types not listed above. Chances are we have the right products and carriers to hep you buy affordable coverage.
  • More than 50 top insurance companies quoting workers comp insurance.
  • Targeted Programs for standard businesses and tough class codes.
  • Start your workers comp insurance quote online or call us at 888-611-7467.
Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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