North Carolina Workers Comp Rates

North Carolina workers' compensation rates continue to increase in 2019.

North Carolina ranks near the middle of the national average. A 2018 study ranks NC as the 23 highest in premium rates across the United States making their average rates 4% higher than the national average. A similar study done in 2016 ranked the state as 27th for average rates. North Carolina's median rates are currently on par with the average rates in the U.S.

At Workers Compensation, we know how to help employers find the lowest rates for coverage because we specialize in workers' comp insurance. Consult with one of our licensed agents today and we'll make sure you get the best premium discounts and credits on your next workers comp quote.

Call 888-611-7467 for a free North Carolina rate quote today.

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NC Rates for Select Work Comp Class Codes

The workers' compensation rates listed below for North Carolina represent the current insurance rates for 2019. North Carolina is a competitive rating state, but not under the jurisdiction of NCCI. Rates are set by the North Carolina Industrial Commission. Private insurance companies are allowed to offer premium discounts and workers comp credits up to 25% on all policies. We offer Pay As You Go workers' comp in NC. Not all employers will qualify for the lowest rates available or maximum policy credits. We shop rates with more carriers so our customers get the best price on their coverage.

Class Code Low Rate High Rate
0042 Landscaping $3.88 $10.60
3632 Machine Shop $2.14 $5.84
3724 Garage Door Installation $2.48 $6.77
3821 Salvage Yard $5.37 $14.67
5022 Masonry $6.45 $17.61
5102 Door & Window Installation $4.17 $11.39
5183 Plumbing $3.15 $8.60
5190 Electrical Wiring $3.49 $9.53
5221 Concrete Construction $3.56 $9.73
5348 Tile Installation $3.46 $9.45
5437 Carpentry Trim $4.46 $12.18
5474 Painting $5.99 $16.36
5478 Flooring $2.72 $7.43
5537 HVAC Installation & Repair $4.33 $11.83
5645 Carpentry Noc. Residential Construction $12.47 $34.06
7228 Short Haul Trucking $6.20 $16.93
7605 Alarm Installation $1.89 $5.16
8006 gas $2.35 $6.42
8017 Retail Store $1.30 $3.55
8380 Auto Shop $2.06 $5.63
8742 Outside Sales Person $0.29 $0.79
8810 Clerical - NOC $0.10 $0.27
8832 Doctors Office $0.30 $0.82
8835 Home Health Care $2.15 $5.87
8842 Group Homes $1.62 $4.42
9012 Building Operations By Owner $0.79 $2.16
9014 Janitorial Cleaning $2.25 $6.14
9015 Building Operations By Contractor $2.32 $6.34
9052 Hotel Employees $1.59 $4.34
9082 Restaurant $0.96 $2.62
9083 Restaurant Fast Food $1.04 $2.84
9102 Lawn Care $2.40 $6.55
9516 Electrical Equipment Service & Repair $4.18 $11.42

North Carolina rates vary by workers compensation classification codes and insurance company underwriting standards. Employers' who have an Experience Modification Factor in North Carolina assigned to their company may have additional credits or debits applied to their insurance rates based on prior premiums and workers compensation loss experience. There is no State Fund in North Carolina. Assigned Risk policies are available for employers that are unable to find private insurance through the North Carolina Rate Bureau. Find workmans comp for multiple states.

State Resources for North Carolina

North Carolina Rate Bureau

2910 Summer Blvd
Raleigh, NC 27616

North Carolina Industrial Commission

430 N Salisbury Street
Raleigh, NC 27603-5926
NC Industrial Commission

North Carolina is under the Jurisdiction of the National Council for Compensation Insurance (NCCI). While there is not State Fund in NC, all Assigned Risk coverage is managed by the North Carolina Rate Bureau.

Our agency can help employers find guaranteed state fund coverage in NC. If we can't find coverage with a private insurance provider we can help your business get a state fund quote.

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Visit NCCI for more resources and information about workers' compensation class codes. Visit United States Department of Labor for more information about government agencies managing workers compensation insurance rates.

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