TUESDAY, JULY 23, 2019
 
Workers Compensation Shop.com

North Carolina Workers Comp Info

Hz Spacer for Workers Compnesation Shop

Help With North Carolina Work Comp?
Contact a Workers Compensation Specialist

Insurance States Workers Comp Programs Workers Comp Information Insurance Services Agents and Brokers About Us

NC Workers Comp Information

Find the latest news and information about North Carolina workers compensation insurance.

North Carolina is unique in that the state calculates its own Experience Modification Factors through the North Carolina Rate Bureau. Most NCCI states require these factors to be promulgated by the National Council on Compensation Insurance. North Carolina does report all claims information to NCCI for the purpose of determining interstate modifiers. An interstate modifier is only applicable for employers who have coverage outside of North Carolina.

Contractors may face unique challenges in the state. Waivers of Subrogation are no longer required in North Carolina because NC law indicates that a principal contractor is not responsible for subcontractors. However, general contractors may be liable for injuries and coverage for employees of uninsured subcontractors. In some cases, a general contactor may charge subcontractor for the cost of workers compensation while working on various jobsites.

Get Workers Comp Insurance Quote
Obtain the best deal on workmans' compenation

Online Workers' Compensation Quotes  Secure • Fast • Easy

Getting workers comp has never been faster or easier.


Or Have an Agent Contact You:

Your Name:

*

Company:

Phone Number:

*

Email:

*

# Employees:

Zip Code:

  * Required

NC Workers Compensation Insurance North Carolina Workers Compensation NC Workers Compensation Programs North Carolina Work Comp Programs
Workers Compensation Forms NC Workers Comp Forms Workers Comp Rates NC Workers Comp Rates

Call 888-611-7467 for Help With North Carolina Workers Compensation Insurance

Workkers comp bar

About Workers Compensation in North Carolina Workers Compensation Shop.com Icon.

NC Employer's Responsibilities for Inured Workers

Employer must immediately report to its Workers’ Compensation insurance carrier any injury or occupational disease, or allegation by an employee of an injury or occupational disease, sustained in the course of employment for which the attention of a physician is needed or actually sought.
If an injury causes the employee to be absent from work for more than one day, or the employee’s medical expenses are greater than $2000.00, the employer or carrier must file with the Industrial Commission a Form 19 “Employer’s Report of Employee’s Injury to the Industrial Commission” within five days of learning of the injury or allegation..
If a Form 19 is filed with the Industrial Commission, the employer or carrier must also send a copy of the Form 19 to the employee, together with a blank Form 18 “Notice of Accident to Employer and Claim of Employee” for use by the employee.

North Carolina Contractors

If a contractor subcontracts work to a subcontractor who does not have workers’ compensation insurance, the principal contractor may be liable for the work-related injuries of the subcontractor’s employees, regardless of the number of employees you or the subcontractor employs.

NC Truckers and Owner Operators

North Carolina requires most trucking companies and owner operators. This is the case even when an owner operator is deemed to be a 1099 contractor. If the owner operator doesn't have workers comp coverage, the motor carrier must provide coverage. An Occupational Accident Insurance policy (OAI) is not a lawful substitute for workers compensation in North Carolina.

Employers Who Fail to Purchase Workers Compensation in NC

The North Carolina Industrial Commission is authorized to fine employers who fail to secure workers’ compensation coverage one dollar per employee per day, but not less than $50 per day and not more than $100 per day. So if an employer does not have workers’ comp in North Carolina for a year faces a fine between $18,250 and $36,500 per year, even if there are no workplace injuries.

Failing to purchase workers' compensation in North Carolina is considered criminal. Employers can still be held liable to pay all medical expenses and lost wages for injured employees. Business owners can either be charged with a misdemeanor or a felony depending on the circumstances. They may also face financial penalties and imprisonment.

Medical Treatment for Workers Comp Insurance

In most cases the insurance company must provide and direct medical treatment for injured employees. The employee does not get to choose the provider unless they petition to change physicians with the North Carolina Industrial Commission. Written permission to the employees is required prior to guaranteeing that any payments will be made for treatment rendered.





More Programs and Quotes

We're always working with our insurance carriers to develop specialized programs for a broad range of industry class codes. Our Target Programs are designed to streamline the underwriting process and help ensure we offer the lowest rates available anywhere.

• Contractors

• Home Healthcare

• Janitorial Services

• Transportation

• Hospitality

• And More

Better programs from your commercial insurance brokers.



Get North Carolina Workers Compensation Insurance

Hz Spacer for Workers Compnesation Shop

Workers Compensation Help?

Hz Spacer for Workers Compnesation Shop

North Carolina Work Comp Information

Getting the Best Deal on Coverage

North Carolina is a good state for workers compensation insurance. Prices have remained relatively stable over the past 5 years and there are numerous carriers offering coverage in the state.

Pricing can vary significantly by insurance companies because they are allowed to file rates with the state and apply credit and debits on coverage. Business owners should shop 3 or more carriers to ensure they are getting lower rates on their coverage.

Hz Spacer for Workers Compnesation Shop

Let Workers Compensation Shop.com help your business navigate workers comp insurance in North Carolina.

GET YOUR BEST WORKERS COMP QUOTE TODAY.

FIND YOUR LOWEST
WORKERS COMP RATES

We take the time to make sure your business and employees are classified correctly and then we get to work finding the lowest rates available for your insurance coverage.

•   National workers comp Specialists

•   Licensed throughout the United States

•   Programs for standard and tough class codes

COMPARE QUOTES FROM
MORE THAN 35 CARRIERS

Once we've got your best quotes back from our carriers, we take the time to help you understand your options and the next steps to get covered quickly.

•   Pay As You Go insurance coverage

•   Easy billing and installment plans

•   We've helped over 35,000 business owners


Learn more about workers compensation insurance in North Carolina Work Comp:   North Carolina | NC Programs| NC Rates | NC Forms | NC Info | NC Quotes
Workers Compensation Agents Tell Us What You Think.

At Workers Compensation Shop.com, we're dedicated to being the number one national workers comp agency in North Carolina. Our in-house agents are better trained and more skilled at negotiating the very best prices on work comp coverage.

For the most accurate information and expert advice about workers compensation insurance in North Carolina, give one of our workers compensation Specialists a call at 888-611-7467 or start your quote here online.

North Carolina Agency License: 1000079281
National Producer Number: 5064979

Contact a North Carolina Workmans Comp Specialist